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Pat Fish's avatar

When the people whose fire insurance was cancelled in the last months start to come out of the shock of having lost everything to the fires they will face the harsh reality that there is no way to rebuild. The time to get permits in California can be up to 3 years, even without battling the Coastal Commission. So reminiscent of Lahaina, the option many will take will be to sell out to Vangard or Blackrock for the value of the land, pennies on the dollar, and leave the state.

Funny how convenient that will be for those who will proceed to build the mythical 15 minute Smart City in time for the upcoming Summer Olympics.

Anne West's avatar

the Insurance Commissioner of the State announced today that all those cancellations, going back months, are now null and void. Heard it this morning.

Thomas John's avatar

My understanding is that it does not retroactively nullify all past cancellations but prevents new cancellations or non-renewals for one year in the specified areas around the LA fires.

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Jan 10, 2025
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Pat Fish's avatar

My Farmers policy in Alta Mesa was cancelled in November, it took a month to get CA FairPlan in place. Or so I thought. Paid for. Now yesterday they are demanding major landscape destruction.

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Jan 11, 2025Edited
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Pat Fish's avatar

Even though I have already PAID the more than tripled rates for new policies I have been told that an inspector came creeping around my house and now I have 30 days to trim back any trees overhanging the roof line. I'm doing that tomorrow, to the letter of the request, and hoping that satisfies.

Our best defense against the scourge of "climate change" is planting more trees. But no, lush landscaping is forbidden. Unless, of course, you live in Montecito. Et tu, Oprah?

Dolores's avatar

Pat, last year my Fair California Plan inspector came and walked around my house, later I was required to trim the bougainvillea that was just beginning to creep on to my tile roof and looking so beautiful! Alas It was trimmed off the roof just meeting the edges of the roof. We also trimmed some hedges lower.

When I was a child in the 60-70s the hills behind Montecito had wide fire breaks, I remember one near Toro Canyon, you could see them from the beach.

We must make our voices heard over the religious cult of Environmentalism. This should start with not letting water flow out to the Pacific Ocean, more reservoirs etc. Stopping wind farms that kill birds & whales. What kind of conservation is this? It’s getting old the “Green New” scam!!

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Jan 11, 2025
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Santa Barbara Current's avatar

Comment setting was erroneously set to paid. It now corrected to that all can contribute their thoughts….

George Russell's avatar

The Democrats only have to answers for anything. 1) Climate change did it not us. 2) Trump did it not us. It’s not going to work anymore. Newsom and the Democrats just watched their hopes of beating Republicans next time literally go up in flames.

Howard Walther's avatar

I read this article by Mr. David Samuel McCalmont titled "The Great L.A. Fire"

that should read "The Great On-Going Fires & Threats in CALI" and I quote from

same> "This is a tragedy that didn’t need to happen in such a gargantuan way. The Perfect Storm of abject incompetence and mediocrity was demonstrated and illustrated for all but the deaf to hear and the blind to see. ... Who’s in charge?" Actually NO ONE IS IN CHARGE.

Years before my wife and I were compelled to drive around Montecito as a huge storm was

fast approaching, the day before the Mudslides. There were few there, some SBFD putting up 20 sandbags around the creeks soon to be rivers. No one planned or sought to protect the Citizens. You could feal The Threat coming and it did ..............

I again quote from McCalmont's article > "P.S. January 9 is the 7th anniversary of the Montecito Debris Flow in the middle of the night that killed 23 residents, many of them in their sleep. Rest-in-Peace; Memory Eternal."

Now yet again more fires and more deaths in LA .... "Rest-in-Peace; Memory Eternal."

Time to Move-Out-Of-California, we did. We do not want to wait for the LA Mudslides coming.

Howard Walther, member of a Military Family

PS1 - "Remembering the Montecito Mudslides Three Years Later" > Jan 08, 2021

https://news.caloes.ca.gov/remembering-the-montecito-mudslides-two-years-later/

Ecclesiastes - There is nothing new under the sun

Lou Segal's avatar

California, and specifically LA, should immediately beg Gov DeSantis to come here and take charge of the recovery. There is no other governor in the US who is as able as he is when dealing with catastrophic events. Just ask Floridians who have dealt with some of the worst hurricanes in recent history.

Robert Ludwick's avatar

As I write this I am sitting in a travel trailer parked above what remains of Lahaina, still emotionally smoldering from its night of horror some 16 months ago. The open casket of a dear friend--Old Lahaina--won't soon be sealed and buried. The shock of a town ceasing to exist overnight after decades brimming with joyful life, culture and community is still unplumbed...friendships & families sundered by thousands forced to exit the island indefinitely, without housing, jobs, or hope for either.

Our daughter's home was incinerated in that conflagration and her community was vaporized, as well. Thankfully--but by exception not rule--she had sufficient insurance coverage, and a willing carrier, to enable her family to rebuild...beginning sometime in the next couple of weeks, we are told. But her neighbors are gone, many without coverage, and homes that were the neighborhood she enjoyed and that formed the set for her "It's a Wonderful Life" will sit for months and years as weedy, burned out tombs of "Apocalypse Now." Her good fortune may be a pyrrhic victory....but as I witness the poetic power of overcoming loss for the benefit of the next generation, for souls yet to know deep connection which precedes such profound loss...well, it makes watching the infernos of LA so much more than the arithmetic of fire.

DLDawson's avatar

So sad to watch my home state, California, drift off into oblivion under criminal rule…

They know what's best for our Country?

Pelosi > CA rep since 1987

Waters > CA rep since 1991

Schiff > CA rep since 2001

Feinstein > CA rep since 1992

Newsom?

Harris?

Lieu?

https://www.forbes.com/sites/thomasdelbeccaro/2018/04/19/the-top-four-reasons-california-is-unsustainable/

Jeff barton's avatar

I am sure many of the lost properties were covered by Cal Fair state plans. Can the state pay these claims without additional taxes?

Elaine's avatar

To make this a political issue right now….with fires still ravaging communities and people of all “stripes” losing their homes…seems tone deaf and heartless to me. I sincerely don’t mean to insult anyone posting here. It’s frustrating. There will be plenty of time to dig into where the systems failed, where the forces of nature were just too much for whatever we have and to hold people accountable if there was wrong doing. Can’t we now just come together to think of how to be helpful…not to further divide us into hateful camps, pit us against each other and take the easy way out by pointing fingers? How is that helpful? People are hurting. Mother Nature may just be reminding us that we are guests here on this planet!! We have sooooo many problems. Will there ever be a way to come together to focus on finding solutions other than thinking that a Democrat or a Republican is the answer? There won’t be unless we have the will to make that happen. I pray we will.

Robert Johnson's avatar

Dear Mr. McCalmont: My father-in-law (a die-hard MAGA supporter) is a retired fire captain from the San Jose FD. My brother (a Harris-voting Republican) is also a retired firefighter, he in Alameda. Both fought the Oakland Hills fire of 1991 which destroyed 3,500 homes and killed 25; incidentally, during the gobernatoral reigns of Pete Wilson and George Deukmejian--Republicans both. Just as is the case with the current L.A. fires during Gavin Newsom's watch, those governors were not to blame; the hurricane-force winds were.

Also, as noted tirelessly--both by my father-in-law and brother, as well as EVERY department captain fighting these blazes, political mismanagement isn't to blame here. Is was the wind, which prevented firefighting aircraft to be deployed, and the fact that hydrants are only meant to handle small fires (one, two, three houses, maybe a block of them) but not a raging out-of-control wildfire--especially when all the hydrants were being tapped as well as most every home garden hose.

Mayor Bass's proposed budget cut to the FD had nothing to do with it, because that, even if passed, hadn't gone in effect yet. Similarly, Newsom's efforts to save the Delta Smelt had nothing to do with it, because a shortage of water wasn't the issue. Also, the current politically left-leaning legislature had nothing to do with it because some of the water systems are a hundred years old and span both Republican and Democratic administrations.

So, I reckon the real question is: Why lie about this tragic event? But it's not a difficult question to answer. To wit: he MAGA Trump crowd needs to perpetually "go low" and point blame at the Democrats or Independents or even non-Trump wing of the GOP, truth be damned, because they don't have facts on their side. This was true with the "They're eating the pets in Springfield" travesty. This was true with "the 2020 elections was stolen" charade. The "Comet Pizza Pedophile Ring" bullshit. This was true with the "January 6 was a peaceful lovefest" Orwellian reality flip. And this is true with "climate change is a hoax" lie, as with so many other myths spewed by Trump and Musk and the MAGA crowd.

Anyway, I realize I'm just banging my head against a wall here (or whatever is the opposite of "preaching to the choir) but I really wish you--and the S.B. Current--would just stick with the truth. Can it really be that hard? Thanks.

Howard Walther's avatar

Hello Robert Johnson, I quote from your well written and colorful post "This was true with "the 2020 elections was stolen" charade. The "Comet Pizza Pedophile Ring" bullshit. This was true with the "January 6 was a peaceful lovefest" Orwellian reality flip ...."

As you point out there were many "issues" of the current LA Fires and past Fires and response to same. The REAL ISSUE is how did the LA Fires start and who started them?

That question has already been answered by some "New People" in Santa Barbara since 2015 also down on LA. And the CA Governor was put in Notice of the problems some time ago. The current CALI So-Called-Rulers are utterly Deaf, Blind, Dum and Corrupt.

Time for a change and a BIG CHANGE.

PS1 - It is going to be very interesting with the NEW FBI Director what will be done with

the So-Called-Leaders of CALI and SB.

Jeff barton's avatar

You know nothing of what you speak. You do not know to what extent failures were exacerbated by lame ass Democrat leadership. Nor do you know that the 2020 election was not stolen or that climate change is or is not an extenstitial threat. You just parrot Democrat talking points. I do agree that it is early to ascribe blame and surely the wind was a major factor but you have no idea where there is blame for failures and this will be only be known in time. In the mean time, shut your pie hole.

Thomas John's avatar

Jeff, do you have experience in fire management? Or is it limited to blaming Dems for everything? Pie hole? You're even older than I thought.

Jeff barton's avatar

John Thomas, John Thomas John Thomas. Your reading comprehension leaves much room for improvement. I thought I was pretty clear that the wind was the main factor in the rapid spread of this fire and that the extent to which dumbass Democrat policy by dumbass Democrat politicians elected by dumbass Democrats exacerbated the disaster will only be known in time. We will see. As far as firefighting experience, I do not have the right sex or skin color to be hired for public service in California. Perhaps woke dumbass Democrat hiring policies contributed to poor performance of firefighters? We will see. Perhaps all of the real men in the fire department were fired for not getting the covid shot? Time will tell. Seriously though, your comment is kinda lame and I expect better from you. I have seen some good comments from you but this one just sounded like a John Thomas head.

Thomas John's avatar

David Samuel McCalmont, I'll start out with this is too early to start mud slinging about who was at fault. But what the f is DEI mayor? That sounds like a totally racist and/or sexist label. The City of LA voter for their mayor. You do yourself and your fellow following a great disservice with that kind of rhetoric.

Anne West's avatar

more blah blah blah. Let's get real and put politics When the winds blow like that, there are NO amount of firefighters that can stop it, and water systems are not designed for emergency situations; it would be WAY too expensive. The perfect storm was more about;

1. arsons (happens every year) including maybe some NEW type of arsons, as in migrant gangs setting fires to cause evacuations so that looting will be easier (LA has already arrested at least one)

2. If we build into the foothills, up against areas of steep chaparral, our houses are going to burn. Why should we expect the insurance companies to cover our stupidity?

3. this is not 'forest' as many people would like us to think. No, my dog went off trail once into this crap and there was no way in hell I could follow him. Thick, dense chaparral, sage, chamote, manzanita..and that crap grows back really quickly. So what used to be 20-50 year burn cycles is not 2-5 years.

4. drought. we all know CA goes through periods of drought and rain. It's natural.

5. Santa Ana and other hot winds...they happen, sometimes worse than others, and many people, especially fire fighters, know that what is happening was bound to happen.

6. It's true, we should have better water storage in this State..when was the last time a new, large dam/reservoir was built? I can't remember.

7. Gavin Newsom sucks, he always has, I hope Trump makes him quit.

LT's avatar

Congress needs to demand and hold hearings into this disaster. Hard to admit, but California has turned radioactive and lost its brand. What becomes of our bond ratings over this?

Dan O. Seibert's avatar

I can save you expense of holding the hearings. It was windy. Hurricane force winds. And a fire started. Got it?

LT's avatar

Ya windy, NO water, now you got it?

Dan O. Seibert's avatar

Seriously?? No, I will repeat, NO amount of water would have stopped this fire!

LT's avatar

Sorry to break the news Dano, but causation is not up to you. How about a reservoir up above PP with a capacity of over a MILLION gallons…bone dry. To use your term…seriously?

Thomas John's avatar

LT you've alluded to first responder or such status. You an EMT or firefighter in your past?

LT's avatar

Nope, not a firefighter. I’m sure they’re earning their pay, would not want to be in their shoes.

Earl Brown's avatar

What the HELL can we do to help the people who lost _everything! I don't mean the folks from Pasadena with $$, I'm talking about the average Joe with a little house, a few bucks in the bank and nowhere to go. Trump would kick the illegal aliens out of the hotels and pay every restaurant in town to deliver the goods _now_, but you can imagine what we can expect from that baffoon Newsom.

Earl Brown's avatar

To be fair, what could the fire guys do with their puny little hoses even if they had water at the hydrants? It would like pissing in the wind in 100 MPH hurrican winds! When a fire gets going it's like a raging unstoppable inferno, a firestorm that feeds on itself and devours whole towns.

Bill Russell's avatar

A conspiracy to consider is the following: Did the city government plan for this fire? If so, were they planning to purchase property at 1/10th the value and share in the proceeds with a developer of new properties. This theory would work nicely because many didn't have insurance. Even with insurance, it may not be enough to rebuild, anyway for some people. This entire mess is going to make someone rich. We should ask ourselves who's going to get rich. I just get this feeling the corrupt Democrat California government(s) wants to take the property from the taxpayers. The Dems have attacked us in taxes and the next thing to go after is the expensive California homes.

The reasons would be (1) Who will be handling or making money from most of the "$20 billion" of damages, (2) Fire Department has $17 million yanked from their budget, (3) Fire trucks in need of repair, (4) Suspicious activity with the source of the fires, (5) Water shortages to hydrants, (6) Excess vegetation not removed, (7) Lack of an organized attack on the fire, (8) A Pacific Palisades 117 million gallon water reservoir empty, (9) The usual Dem government corruption of filling pockets, (10) If it quacks like a duck, sounds like a duck, it's a duck ... many elements with the intent to burn LA to the ground ... connect the dots.

Bill Russell's avatar

And what level of involvement will Trump take to make reconstruction fast. IMO, he should take over the reconstruction and eliminate the CA money handlers.

Peter Scott's avatar

BR; Brilliant idea! Trump couldn’t even “build the wall

and have Mexico pay for it”. In addition, his history of bankruptcies and stiffing contractors and as of late (today) falsifying business records, are well known.

Bill Russell's avatar

Peter, Peter Pumpkin Eater - Did you know Elon Musk is building a city near his launch pad in Texas? Now what do you think Elon could do with LA after Trump gets rid of the corrupt Dems in CA handling LA "recovery" money? Trump could rebuild the city or maybe LA should simply become a huge launch pad for rockets to Mars. After all, if LA is rebuilt, all the money will funnel into the hands of the Dems. Let's make use of LA as a rocket playground instead of a Dem playground for stealing "recovery" money. What say you, Pumpkin Eater? My theory is political Dems hate Hollywood type Dems because of their big salaries and house values. And the Hollywood Dems are starting to hate the political Dems and probably want to smash the political Dem hacks.

DLDawson's avatar

seems that the conspiracy theories have become spoiler alerts…see something > say something…

https://youtu.be/Ctz8_pLSmLU

Thomas John's avatar

Wow, I guess if everyone is now a news agency and everyone follows it it's justing going to be a shat show.